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Anon tries to understand credit scores (sh.itjust.works)

submitted 5 months ago by Early_To_Risa@sh.itjust.works to c/greentext@sh.itjust.works

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[-] blarghly@lemmy.world 2 points 4 months ago

The way I understand it, to raise your credit score you need to slowly pay back your loans, so you pay back maximum interest.

I got an 800 credit score by just using credit cards and paying the balance each month. Lenders made literally no money on me.

this post was submitted on 27 Dec 2025

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