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this post was submitted on 15 Mar 2024
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This is just so damn bleak. I honestly don't know how my kids are going to rent OR buy in the future. I'd happily see the value of my house decline, if it was because the market became more affordable for the next generation.
Sall good, climate issues will probably be the bigger thing for them to worry about in the future than securing a house :/
That too. See? Bleak.
It's really hard to try and remain positive, especially when there are so many big problems getting so much attention and these are problems you can personally feel and relate to - or know someone close who can.
It goes on to create a feedback loop and your baseline can get so low that positive isn't even a thought. If you're lucky you have enough emotional support or numbness, maybe medication as well. But they can't fix the underlying problems.
One thing is for certain, the system as we know it is not sustainable, it cannot last, and it will have to change. You just cannot have infinte growth with finite resources no matter how you want to slice it.
Can it change fast enough, gracefully, remains to be seen.
At least you own property, I guess. The people I feel really bad for are the ones with no generational wealth, whose parents die as broke renters and leave them nothing.
Well, that was kinda me and my wife. Definitely nothing from any of our parents, plus we both walked away from a couple of shitty marriages with little to show for it.
The only real upside is that I have a good career with a good income, and we were able to get (back) into the mortgage market as we hit our 40s. Not where we wanted to be, but at least we're plugging away at it.
The bit that's bleak is that, according to our rates notice, our property's gone up 50% in the 8 years we've been here. Wage growth has been nowhere near that over the same period, if at all. So any dreams the next generation (our kids) are having about getting into their own property is getting further and further out of reach.
I'm resigned to the fact that it'll probably be a very long time before we're empty nesters.
I'm wondering how to connect to an org? I have no kids, had a vasectomy decades ago over concerns about world population and biodiversity issues.. I keep my carbon emissions low and vote Green. Seems to me I give more fucks about a future livable planet for other peoples children then many parents do but that aside.
Anyone aware of a genuine community org that might be interested in me leaveing them my modest house and they can use it to house people ? I am guessing they'll get fucked over with stamp duty though for the title transfer, so maybe a modest sum to cover that for them as well?
Currently my will specifies everything is liquidated and then distributing the proceeds to reputable charities so, maybe that still makes more sense?
Maybe see if there is someone you can connect with in your local foster caring community. Most foster parents are long term and take many children temporarily through the years. Perhaps you could give your house to a younger fostering couple that rents currently, or put it into a trust to be used as a group home?
If you are near a hospital or cancer center, you could leave the house to be used as a place for families to stay near sick or dying loved ones.
Either way, its a beautiful thought you have, I hope you find a way to make it happen. <3