Well, that was kinda me and my wife. Definitely nothing from any of our parents, plus we both walked away from a couple of shitty marriages with little to show for it.

The only real upside is that I have a good career with a good income, and we were able to get (back) into the mortgage market as we hit our 40s. Not where we wanted to be, but at least we're plugging away at it.

The bit that's bleak is that, according to our rates notice, our property's gone up 50% in the 8 years we've been here. Wage growth has been nowhere near that over the same period, if at all. So any dreams the next generation (our kids) are having about getting into their own property is getting further and further out of reach.

I'm resigned to the fact that it'll probably be a very long time before we're empty nesters.

I'm wondering how to connect to an org? I have no kids, had a vasectomy decades ago over concerns about world population and biodiversity issues.. I keep my carbon emissions low and vote Green. Seems to me I give more fucks about a future livable planet for other peoples children then many parents do but that aside.

Anyone aware of a genuine community org that might be interested in me leaveing them my modest house and they can use it to house people ? I am guessing they'll get fucked over with stamp duty though for the title transfer, so maybe a modest sum to cover that for them as well?

Currently my will specifies everything is liquidated and then distributing the proceeds to reputable charities so, maybe that still makes more sense?