My spouse and I together are millenials making around $150k a year, and we essentially bought my parent's house for cheap when they were scammed and could no longer afford it. Even with the "leg up" of being homeowners, we chose to be DINKs because it would be too much of a financial strain to live any sort of decent life otherwise.

We're in good health now, but living in the USA we have to save and prepare for the worst because if that were to change, we are on our own. And we have to prepare to take care of our parents, too.