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New home prices see the largest month-over-month decline in 15 years
(www150.statcan.gc.ca)
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this post was submitted on 22 Nov 2024
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My current rent: $1600 (no utilities included).
Tenant insurance: $300 (per year!).
Tenant total: $1625 per month.
Mortgage calculation: $1863 per month for a $300,000 mortgage with a 10% down payment.
Property tax: ~$300 per month.
House insurance: ~$150 per month.
Mortgage total: $2313 per month.
And that is not even including the costs of repairs on the house. In my city a $300,000 house will be in need of some major repairs.
I'd say I'm doing pretty good. I am saving that extra $700 per month myself and am in a lot better of a position than if I was paying that mortgage.