My debt is well-controlled and planned for, so while I could pay it off and save myself some interest, and assuming I can't just put it in savings or invest it, it'd probably be best spent catching up on non essentials.
Full spare set of tires for the car. Wardrobe stock-up. Extra fancy Christmas presents for friends and family, Some new appliances, or furniture, or computer hardware, maybe pick out a vacation spot and book a hotel stay I'd pre-pay for.
giving it to an independent cat rescue shelter
Any of the following:
My daughter says pokemon cards
I'd take it all to the casino and bet it all on one game. Walk out ten minutes later with 100k or the nothing I'd have at the end of the day anyway.
I like your style
Gold
The only correct answer
Silver or any other somewhat stable precious metal is probably okay too.
I have some silver but it is not faring well compared to gold :(
If you're american, probably pay 10% of your medical debt or some shit like that.
Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.
Another currency.
Inventing it all so nothing would be left over
I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
gold coins at the local coin shop
I clear out the grocery store canned and boxed goods aisles and donate everything to the food bank
I'd spend half on hookers and blow, the other half I'd just waste
I tried to look for this GIF and failed. I posted the clip on YouTube though. lmao
I keep one on my phone because the guy's a legend and deserves to be remembered.
Would have to be cover the roof in solar panels and a battery set-up. Suddenly no electricity bills would be sick, then you add the potential to make money however miniscule instead... With no up front real cost it's a no brainer to me
Paying less than 20k due to conversion of my 85k UK student loan debt wouldn't be worth it
If it can't be debt or investments; I'm leaving with 20k of hardware from microcenter.
What are you going to do with your 3 GPUs? Open an AI data centre?
Probably a really nice dedicated racing sim rig and flight sim rig. Either that or really fast super redundant nvme storage on some dual socket thread ripper system with all the pcie lanes to expand my Nas. Maybe 10 gig fiber networking for my house if they have that.
A downpayment on land.
You'd have to do it as Earnest Money to the contract, though. The money would sit more than a day because of how long the mortgage process is, so you'd lose it all before you could use it for the down payment.
Earnest Money, however, is paid as a contingency to the purchase agreement must be held by title or cashed by the seller. So you'd have to get someone to agree to sell you a parcel same-day, get a contract written up, and probably best to transfer the earnest money to title for holding. $20k spent right there.
The biggest issue with it, though, is any company or bank willing to give you a mortgage are really going to want to know how you came into $20k in cash, and that's going to be more or less impossible to accomplish.
Motorcycles. Like 5 or 6 motorcycles.
Sounds like some cheap ass motorcycles tbh
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