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Anon tries to understand credit scores
(sh.itjust.works)
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this post was submitted on 27 Dec 2025
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Makes sense when you learn and realize that this is the new way of red lining people. Particularly POC who are less likely to be able to build credit because of poverty.
Ridiculous, you can have a fantastic credit score just by using a credit card in place of when you'd otherwise use cash, then just pay the card off each month (which you should be able to do with no problem if you didn't borrow more than you had in cash) no later than the due date.
No interest accrued, credit score over 800. Easy.