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The Product is . . . Comprehensenility
(lemmy.world)
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this post was submitted on 10 Sep 2024
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It's called taxes
Yes, exactly. Healthcare via taxation can be viewed as a some sort of public insurance. The problem there is that the level of resources needed has to be decided manually instead of letting the markets handle it "magically".
But, why would any sane person view it that way? Do you think of the fire department as "some sort of public insurance"? Or is it just the people who come put out fires?
Yes, it can be viewed as such! Things can be viewed from many angles. Another one that're not called insurance but kinda are, are flat prices for things whose price actually varies. Like electricity prices: they're often based on a spot price in an power exchange, so if you as a consumer choose to get a flat price, you're essentially paying a premium.
Insurance is a pretty great industry and good fit for markets if only there's healthy competition. If there's no fertile ground for competition, it's one signal that perhaps the public sector should handle that one.