ITT: the working class shitting on each other just like the billionaires intended

We don't make this much but do make enough it seems like we ought to be easily comfortable (two good salaries, cars paid off) but -

How did we get here? Nobody comes out the gate making that much, we each started out making little to nothing, then went to school, had kids, got school debt and a credit card for the monthly deficit, paid off the school debt, the credit card still paying on so long after. It's still the deficit debt, for emergency situations that come up. I funded HSA so those are not usually medical now but dogs, car repairs, house repairs. We are making progress but it's dead expensive and slow to do so.

Basically those people making so much and credit card debt may be paying off their path to making so much.

And I know better than to complain, having been in much worse situations.

Only 3 718$ payments left on my car and I paid off 4/5 credit cards. Turned them all off to. Just being slow with my Best Buy credit card.

I qualified for a needs based preschool for the kid. The cutoff was 11k a month. They consider anything less to be struggling. It seemed laughably high, but it must be based on what they've surveyed.

Credit cards and car payments must be part of that. We have neither type of debt and get by with a fraction of that need cap! But the average car I see around here is either a new F150 pickup or a Dodge Charger, neither of which come cheap.

POV: You’re a USian on disability benefits who is just assumed to be able to survive on 12k a year whilst being literally disabled and unable to do most things healthy people can. And now people with 150k a year, 10 times my income, are complaining. 👁️👄👁️

Well that's just living beyond your means. We really need to teach financial responsibility in schools. But we won't, because then people might liberate themselves from bondage and then who'd work all the service jobs that white collar types want to abuse?

Uh, if you’re struggling making $150k a year you’re just piss poor at managing money. My wife and I make less than that and have almost paid off everything and we are about to go pay cash for a new vehicle in the $70k range.

Wtf are those goons doing?!?

Skill issue. Bought a house recently and our combined income at the time was a little under £50k. Honestly not even struggling, my bike cost £600 once and that was over a year ago.

I find car insurance more outrageous than car payments.