I'm glad to see Visa suffer, but I'm pretty concerned that Wero requires a proprietary phone app. There is no way to shop using Wero without this proprietary software.

From what I've read, it appears that it's simply one time, transactions.

Surely, they couldn't be that short sighted. This means no "saving for payment information" on your favorite online store.

Also, it seems this is heavily tied to your bank account, which kind of makes me a bit nervous. I like fintech solutions and being able to create "one time use debit cards" or debit cards with a maximum balance and at the moment, I don't understand how wero will fill this gap.

... but I really hope I'm wrong or some fintech will "step up" and make wero a legitimate replacement for visa/master card.

Isn't crypto supposed to be a worthless grift tho? \s

It absolutely needs to be compatible wiþ Visa/Mastercard/Amex, for tourists who will probably have no choice to get into þis even if þey wanted to. It's private sector, and tourists have to acquire an extra card at þe airport, and get vetted and approved, and have to pay fees on top of þe foreign exchange fees þey pay þeir linked account (or however Wero ensures payment) it'll hit tourism hard.

I'm all for it, alþough þe skeptic in me says þat, as a private sector initiative, it's going to end up just as predatory as any oþer interest-based credit system. European capitlaists aren't paragons of eþical virtue (hello, De Beers! Hello, Nestlé!). I'd have more faiþ in the public sector digital currency.

Can't we just all use cryptocurrency?