I use a spreadsheet and write down everything I buy and manually categorize into about 8 categories. Simple and effective for keeping me on track w.r.t. my financial goals.
For a while I was tracking my expenses in a LibreOffice Calc sheet since they are not complex, but I heard positive things about these two from other users:
I've tried these as well, the software is good. My only issue is it's very manual and the ways to automate importing transaction information i found complicated. That was a little while back now though.
Importing csv files from my bank accounts also required a bit more effort than I wanted to spend to fix the data.
It's unfortunate, I use simplifi from quicken, but they jacked up their price a lot, so I let it cancel, they offered a "deal" to get another year for the old price, and that's going to end soon. But the importing of my transactions is automatic when I sign in, so I only need to check a few things and then I've got all the graphs and whatnot to see where I'm spending.
I'll probably let that cancel and try these again, or just not track spending like this.
It depends.
Have you tried GNU Cash?
I have installed it recently and am trying it out. There are a lot of things there so for now i probably just scratched the surface of it's capabilities. So i can't say definitely if it satisfies my needs.
But i have gained feeling that all programs i looked at dont have capability for something like tags. GNU Cash has account hierarchy (which i like) but i didnt find tags or equivalent.
Example use case for tags would be if i want to specify for expenses if they were "wants" or "needs".
And that is messy to try to do in hierarchy, because if i put it in root than both children will basicaly be duplicated (whole sub tree), and if i put it in leaves than i will have sub account for "wants" and "needs" in every leaf account.
For expense tracking: Actual Budget
For investments: Portfolio Performance, Ghostfolio
I just use a spreadsheet currently. No fancy template or anything basically just a monthly expenditures list into a few categories.
I used/liked Goodbudget (an app based simulation of an ‘envelope system’) for a while. I think it was especially helpful for developing budgets across moves if that makes sense. Not sure what their free features look like nowadays but before you could share it between people so your whole household could see how much was available in the “groceries” ‘envelope’ for example and move money from another ‘envelope’ if they needed more.
MyExpenses is what I use. Simple, allow for reconciliation with bank and to easily export if needed.
I personally use Kitchenowl with my partner because you can share expenses between household members and set whatever percentages you want, and you can also create your recipes and shopping lists, so it's really handy for using with roommates etc.
I must mention this FOSS app! https://github.com/danilkinkin/buckwheat
I use this to track my monthly spend with my cards that I manually swipe at stores. This is the only budgeting app that has stuck with me for quite some time.
All about open source! Feel free to ask questions, and share news, and interesting stuff!
Community icon from opensource.org, but we are not affiliated with them.