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this post was submitted on 22 Mar 2025
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Memes
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I think the approach in Australia is a bit better - bodily injury coverage is provided by the state and is part of the registration fee for the car.
It's not perfect and only covers injuries to people, and does not cover repairing cars (you need to get separate insurance from an insurer for that) but it's a good first step I guess. It means that as long as your car is registered, medical costs for both you and anyone you hit are covered.
In France, most insurance companies are mutual and not for profit. (Basically a communist hellhole!)
I'm also Australian and what this person is saying is true
I beleive its called "CTP" or "compulsory third party insurance" if I recall correctly
You can get additional optional car insurance in Australia as well
Yeah, CTP. I never drove or owned a car in Australia so I'm glad I got it right haha. I lived in Melbourne and used public transport all my life. I didn't learn to drive until I moved to the USA.