Agreed. We've tried. ATMs aren't working with our cards and every touristy exchange kiosk option charges a shitload in fees. Why not just pay with card when literally every store until our second to last day in the country has been happy to take card? Including bus stations, train stations, taxis, etc. We stopped trying about halfway in when we got to more rural areas and they still happily accepted visa. We wanted to exchange at home before the trip but found out too late that our banks require two weeks notice to exchange currency so they can get it in.

We just learned today to ask and not assume before ordering. We were asking in the beginning but got complacent after the 100th "of course" response lol.