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I am against reparations because it trivializes the immense harm that was done, and makes it seem like it can be made up for with a cash payment, like when someone wrecks your car. I feel the harm was so immense that the guilt can't properly be bought off in indulgence payments, and any attempt to try will fall short of the goal, while cutting off all further debate in the topic among overly transactional people. After the reparation payment, some people can say "See, racism is over! We paid it off and are debt-free!"
And then we get a situation like exists in much of the US South right now, where the Supreme Court pronounced racism over and ended the Voting Rights act, then State GOP Majorities picked right back up doing a lot of things that the act prohibited.
The debt won't truly be paid until the descendants of those slaves are truly treated as equals to the descendants of the slave holders. A cash payment simply isn't enough, we need to improve society. Investing that money into education, and ensuring that regressive policies don't infest our local education system, is a start.