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A cut, sure, but the whole fuckin thing?
(lemmy.dbzer0.com)
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this post was submitted on 06 Oct 2025
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I used to be with a mutual insurance, which was still actually a mutual insurance, meaning the customers were also the shareholders. I got a small dividend most years out of whatever surplus existed.
Wish we could have that for fire insurance in California but the company would go belly up by the end of the month.
I first thought of starting a nonprofit insurance (all kinds) 40 years ago. It really is that obvious a market. Risk pool is always better when it's bigger. Obama care did something, but not enough.