this post was submitted on 07 Oct 2025
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My wife has to be at work before 5 every day. We need to keep making our mortgage payment because paying off our shitty house is our best hope at maybe at least a partial retirement before I die. If the house is paid off, and I'm able to collect social security, maybe I'll be able to be able to only work part time. I have no retirement funds
So we're both up around 4 every day. And in bed between 8 & 9p. If you just get up early every day because you have to, at some point you're too tired to stay up late. The answer is necessity and responsibility.