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this post was submitted on 14 Oct 2025
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Technology
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You know some of us don't have an option, right?
Every bank in México forces their app to use the 2FA, needed to transfer money and to pay the credit cards.
Some random told me I was limiting myself by only using mexican banks... Never told me what alternative I have when I live here, so I guess these kind of comments are only to feel superior over those of us who have to deal with it.
There are 35 million Mexican adults (38%) without a bank account. So living unbanked is at least an option.
Nonetheless, it’s interesting to hear that all banks in Mexico are digital and that not a single one offers offline service. And that not a single digital bank offers logins w/out 2FA, or 2FA by SMS (which includes feature phones), or 2FA by using a card reader. If all that is true, consider posting about it in !smartphone_required@lemmy.sdf.org.