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Can I refuse a repair from AppleCare if they quote too much?
(pricefield.org)
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No, at least, not in the USA.
so if they quoted me at level 3 repair I would be pretty much stuck with paying 300 dollars
I believe they were answering “No”, you are not charged a fee just for them to evaluate it and offer a repair price.
Which is true. Apple does not charge any fee for evaluation of a repair. If you bring/send your device to an Apple Authorized Service Provider, however, they are free to charge what they’d like for this.
… if you accept the quote, then yes, you’d pay $300. Otherwise, you can reject it and take home the un-repaired device.