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this post was submitted on 29 Aug 2023
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A Boring Dystopia
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You don't even need to have super rich parents. My mother helped me get my first home with 15K that she saved throughout the years. (I paid her back).
That was just enough for my down payment. Without that I couldn't have gotten the house.
I think the issue is what if you have no parents or parents with no money (or negative moneys). You could do everything right, go to school, get a professional job, and still not be able to buy a place.
There’s an element of “be fiscally responsible and you too can save up” but more often than not, the answer is “make more money”.
Or move to a lower cost of living area..... (until those areas become to expensive)
Lower CoL usually equals lower pay too.
Yeap, and extra long commutes to higher paying jobs. I know people doing 1.5 hour drives one way to their job.
The real move is to sell your car and move into the city where you can walk bike or take transit to your high paying job.
And never own a home.
I don’t know what city you’re talking about but you can easily buy a home in a major city such as Chicago on the average salaries for white collar workers
IDK about Chicago, but it wasn't true for me in 2019 in Minneapolis. I did manage to find a house, but yikes, what a rollercoaster that was! Definitely not 'easy' by any stretch.