this post was submitted on 10 Dec 2025
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They don't need to drive a 180,000$ car for your insurance being important. They don't need a car at all.
If you hit a cyclist and after a lot of expensive medical care they end up in a wheelchair, unable to work their old job, required to move or rebuild their home to be wheelchair-accessible, you might owe them millions, even though the bike was only 300$.