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Scams upon Scams
(lemmy.dbzer0.com)
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this post was submitted on 10 Dec 2025
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The state minimum insurance for me is liability which covers all damage to other people's vehicles and injuries. What I insure myself for is damage to my vehicle. It costs $220 for full coverage and $20 for liability. I pay myself the $200 until it reaches the depreciated value of the car. After the first car I had enough money to buy in cash and just keep the fund going. I still pay the $20 a month to GEICO because it's required but I now can replace my vehicle in case of a wreck. After 5 years that $200 is $12k. All the gamble was on the first car after that not a problem as long as I don't try to buy a new or luxury vehicle.