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Anon tries to understand credit scores (sh.itjust.works)

submitted 3 days ago by Early_To_Risa@sh.itjust.works to c/greentext@sh.itjust.works

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[-] ricecake@sh.itjust.works 1 points 3 days ago

I mean, the rule is to not carry a balance, make payments on time, and don't borrow more than you can pay back. They aren't very cagey about those rules. The exact ways particular actions impact your score isn't relevant to the best practices.

There's a lot wrong with the credit industry, but being upfront about payment practices really isn't a problem.

this post was submitted on 27 Dec 2025

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