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Anon tries to understand credit scores
(sh.itjust.works)
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this post was submitted on 27 Dec 2025
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How to skip steps 2-4?
Pay cash for a car that runs. You aren't getting a loan without income in the first place.
Oh, ok then.
I'm 18, just outta high school, have no money, no friends or family willing to cosign a car, public transit sucks where I live.
How do I get a job?
Or car?
Which one do I get first, when they each require the other?
You get a bike and hate life for a few years.
Around me a 2 hour bike ride one way is not abnormal for a commute. Across freeways and up mountains. It's extremely not bike friendly here.