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Anon tries to understand credit scores
(sh.itjust.works)
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this post was submitted on 27 Dec 2025
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Yeah, I would consider that somewhat "acceptable" usage though. It'd be irresponsible to approve a large loan to someone who's already extremely overindebted, for example.
Sweden's system doesn't have a specific number like the US, but mostly just shows economical health. How many active loans you have, income over the last few years, and if you've had loans go to the enforcement agency. But we have the same sickness as America: if you have had something go to the enforcement agency within the last 3+ years, it'll be basically impossible for you to rent an apartment (as if it wasn't difficult in the first place).