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this post was submitted on 21 Dec 2025
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I'm also a 'geriatric millennial', but I wasn't in a position to buy until 2009 so my experience was vastly different. I do have some same-age friends who bought in 2007 with stories more similar to yours, though.
Ironically, my mom tried to warn me against buying back then. I would've been absolutely screwed if I'd listened to her.