764
Anon tries to understand credit scores
(sh.itjust.works)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 27 Dec 2025
764 points (98.5% liked)
Greentext
7518 readers
583 users here now
This is a place to share greentexts and witness the confounding life of Anon. If you're new to the Greentext community, think of it as a sort of zoo with Anon as the main attraction.
Be warned:
- Anon is often crazy.
- Anon is often depressed.
- Anon frequently shares thoughts that are immature, offensive, or incomprehensible.
If you find yourself getting angry (or god forbid, agreeing) with something Anon has said, you might be doing it wrong.
founded 2 years ago
MODERATORS
the market hasnt' gone down in like 15 years dude. the government will prop it up if it does go down.
It's gone down moth over month many times though. If you are dependant on that principle month to month it's insane to trust the market.
all that matters is the value when you cash out. if you are sitting there agonizing about an assets value month to month you're doing it wrong.
just because you are irrational and don't know how to invest, doesn't mean the rest of us don't. i have a handful of stocks and such, i have no clue what their value is because i check it like once a year. in the 5 years it's been invested my money has doubled.
Investing is great for retirement funds, over the 30 years or so it's great for returns. It's terrible to invest principle you need in scope of months or 1-2 years even.
If you have 20k and a 20k loan, putting that money in the stock market is stupid if you need that money to pay the loan. If you have 20k, a 20k loan, and income to cover loan payments in addition to living, it may be beneficial to invest that 20k, but it's still relatively high risk.
cool. keep telling me how stupid I am. I have seen that 20K become 45K over the past 5 years.
guess i should have just dumped it into a car 5 years ago instead of doubling it. gosh, what a total a moron i am!