Surprised this post received no love.

Well written. Presents an intriguing argument for plain text + git + grep + plugins over SQL databases.

Too many possible paths to spend our time on and only one person, yourself, to do it.

The only objection have is with what the OP considers to be an investment. Some things oddly missing:

• cryptocurrencies

• investments outside of the Wall Street gambling dens of declining purchasing power

• precious metals

• only interact with peers is settlement of tiny debts. No investment in their enterprises or community

If everyone followed the OP's pattern of investment, there would be no real economy.

So the article is slightly cringe worthy; reads like propaganda for indoctrinating children.

See that pretty chart going up, that is your total personal wealth losing purchasing power. Will wake up one day a trillionaire that can't buy a loaf of bread.