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Wait what, you can't use a code editor when you're under 18 now?
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I can't speak for Zed specifically, but this has little to do with the nature of the software, and more to do with overreach on the part of legislators with respect to age verification (self attested or otherwise).
For example, California's AB-1043, which takes effect in January of 2027: https://natlawreview.com/article/california-introduces-new-age-verification-requirements-software-applications