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Doctors Remove Woman’s Brain Implant Against Her Will
(futurism.com)
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Insurance can totally refuse future medical care until the implant is removed, especially if leaving it in poses a serious risk. Perfectly valid way to get her to have it removed without physically forcing someone to undergo surgery.
No, they can't do that. Insurance can't just randomly decide to change all of their contracts on a whim.
Insurance companies are shitty, and dealing with them sucks, but there are legal rules they have to follow, and just deciding unilaterally to not cover healthcare isn't an option for a paying customer.