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OpenAI now wants ChatGPT to access your bank accounts
(www.theverge.com)
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this post was submitted on 17 May 2026
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I mean you'd use the 200 dollar tier if you keep running into usage limits because of Codex or something. There's really no other reason for it IMHO.
At that point why not just run the model locally? 4 months of subscription would pay for a powerful enough setup.