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this post was submitted on 18 Sep 2023
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Actually for me it's quite good. Get like 1/3 back from dental. Then a bit back from gym fees. Optical is another one I use regularly and I get a massage a year. And most importantly ambulance cover just in case.
Granted one or two of them I would have skipped if I wasn't paying private health (optical and massage).
At the higher salaries if people didn't want to pay the Medicare surcharge and having to buy junk policies they can funnel their discretionary income into investments, the costs of the investments can be negatively geared so you can earn for example a million dollars and only pay 90000 taxable income worth of tax (an extreme example I know). ASX, property, into the business etc. where you reduce your taxable income in exchange for gaining (investable) assets.