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A new smartphone again? Rethink unhealthy culture of frequent upgrades
(www.straitstimes.com)
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this post was submitted on 27 Sep 2023
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Your original argument was that you'd reduce the amount of cases being manufactured and now you're talking about purposefully breaking your phone to get your money's worth.
You're paying £120 a year plus for something that might happen, plus a deductible if it does. I've never broken a smart phone screen and I've always had a cheap Spigen case, so your numbers make no sense to me and are a waste of money. But that's me, if you're hard on your phones or are constantly breaking screens then maybe it makes sense for you, only you can say.
Again, you do you. I'm just writing this for other people that might see your original comment and think it's the best choice financially.