I’m sorry, no. I say this as someone who has been full on in the Apple ecosystem for decades. Other than my Linux gaming computer and my Garmin watch, pretty much all my personal devices are made by Apple.

I paid money for that NFC device in my iPhone. I should own it, not Apple. In the same vein, I paid money to have iOS running on the hardware I’m supposed to own. I should be able to decide what I want to run on it.

Unfortunately, at the moment I personally find all the alternatives much worse, so I begrudgingly accept those limitations. That doesn’t mean I like them, it doesn’t make them right, and it certainly doesn’t excuse Apple’s anti-consumer behaviour on those particular matters.