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Apple is ordered to face Apple Pay antitrust lawsuit
(www.reuters.com)
This is a most excellent place for technology news and articles.
The big difference in such a situation is that you have the freedom to choose a different bank if their payment app is bad. You do not currently have the freedom to choose a different payment app on your iPhone. This is the fundamental issue the EU and US are addressing.
I have the freedom to use a different phone at any time. I chose Apple because of a better user experience, better security and privacy