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Future Insight – The Jenkins
(thejenkinscomic.files.wordpress.com)
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this post was submitted on 03 Oct 2023
1031 points (97.4% liked)
Comic Strips
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Comic Strips is a community for those who love comic stories.
Rules
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😇 Be Nice!
- Treat others with respect and dignity. Friendly banter is okay, as long as it is mutual; keyword: friendly.
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🏘️ Community Standards
- Comics should be a full story, from start to finish, in one post.
- Posts should be safe and enjoyable by the majority of community members, both here on lemmy.world and other instances.
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🧬 Keep it Real
- Comics should be made and posted by real human beans, not by automated means like bots or AI. This is not the community for that sort of thing.
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📽️ Credit Where Credit is Due
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📋 Post Formatting
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✅ Correct: https://xkcd.com/386/
❌ Incorrect: https://xkcd.com/
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🏴☠️ Internationalization (i18n)
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Sí, por favor [Spanish/Español]
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🍿 Moderation
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Banned Artists
The following artists are banned from the community.
- Jago
- Stonetoss
It should be noted that when you make reports, it is your responsibility to provide rational reasoning why something should be removed. Saying it simply breaks community rules is not always good enough.
Web Accessibility
Note: This is not a rule, but a helpful suggestion.
When posting images, you should strive to add alt-text for screen readers to use to describe the image you're posting:
Another helpful thing to do is to provide a transcription of the text in your images, as well as brief descriptions of what's going on. (example)
Web of Links
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founded 2 years ago
MODERATORS
What exactly is 401k?
As a Warhammer fan, I’m telling you it is wild.
It's even further than 40k when the T'AU empire have saved the world obviously
blasphemy, though the mechs are cool.
FTFY
Says the guy certainly working for a dead emperor hmmm
Well, Imotekh is indeed technically dead, but another kind of dead... more like... undead?
So if you have a 401(k) you agree to have part of your paycheck go to a fund and your employer matches however much you put in up to a certain percent. It helps get around some taxes when you eventually pull the money out for retirement.
Originally it was supposed to be a supplement for pensions but pensions meant less profits because they need to be fully funded, so over the years big corporations pushed 401(k)s as an alternative to pensions because they can just push that responsibility onto us.
A defined benefit pension puts market risks on the company. A 401k puts the market risk on the individual.
The employer matching is definitely not always a thing
Personally I'm way happier with a 401(k) than a pension. Risk is more distributed with a pension, yes, and many people don't have the knowledge or resolve to properly manage their own retirement funds. But pensions are a royal PITA, way more complicated (and expensive) to manage than a 401k. So if I had to choose between money coming out of my paycheck to go into a complicated expensive pension fund that may or may not be around in a few decades, OR a 401k that I have complete control over and can take with me when I leave the company, I'll take the 401k every day of the week.
It's like an RRSP.
A 401K is a USA tax deferred investment account intended for use after age 59.5.
It's name comes from the section of the tax code that discusses it.