I've legitimately lost hundreds of dollars of content without even getting refunded; So consider yourself lucky! To get a gift card instead; ANYWAY I now pirate all my things minus idk I guess my video game consumption but even then I had the luxury to pirate shit I bought on steam just to have it again. In the end of the day though you don't really own anything unless you own it physical and even then its still illegal to use makemkv to dump your blurays and dvds onto your nas and watch them outside of the physical media they were put on. But I guess thats just living in the future for ya!