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this post was submitted on 06 Oct 2023
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Uplifting News
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A 17 year old kid is forced into taking on debt to attend college with, at the time they agree to it, no way of paying it off. It's a gamble any which way you slice it. And they have no frame of reference to understand the decision they're making.
The school isn't on the hook to ensure they get gainful employment that would pay them enough to manage that debt. The loan servicer isn't either. Only the kid is going to be held to anything, yet the shitty take is always, "They knew what they were signing up for, so fuck em. I want them to suffer for their bad decision."
With all sincerity, I hope you encounter misfortune through no fault of your own that ruins your financial security for the next 20 years.
Maybe that'll teach you a little empathy.
No one is forced to go to college. And they definitely aren't forced to attend 50k+/year universities.
No they're not! No is forced to go to college, and no is forced to go into debt to do it! Those are both choices they made! The premise of your whole argument is not true!
Unlikely, I plan ahead and don't make stupid financial decisions.
This shit is bad for society, and by extension you. Loan services and schools suck up vast wealth that... goes into rich pockets and widens the income gap. Money that could go to purchasing goods and services, or supporting businesses of any size, or buying houses, or having kids, or paying taxes that could be used on useful things like decent roads (how taxes are used specifically is outside the scope of this discussion, just an example).
Your whole world could be better through loan forgiveness, just not specific to you. Just everything around you better. Just requires a little less "got mine".
Oh sweet summer child...