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Windows 12 May Require a Subscription
(www.pcmag.com)
This is a most excellent place for technology news and articles.
Getting closer every day. Having a M365 subscription for Office is now the normal way that SMB and larger businesses work with it and at home Microsoft's "Family Plan" that includes Office has been doing nothing but growing since they introduced it. Last I checked they were over 50 Million subscribers.
Windows as an OS will eventually be going subscription. You'll pay the licensing to unlock features like the Windows "S" mode model or you'll pay the licensing in order to access a Windows 365 Cloud PC that's part of your family plan.
Most home users will have hardware similar to a Chromebook. "PC" gaming will be done via streaming or you'll just buy an Xbox.
Welcome to the future.