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Put your wife's password in your password manager genius
Also write that password down somewhere in case you pass away in an accident or whatever. If you can afford it, a safety deposit box is great just because it can't get lost but is also wayyyyyy overkill.
https://github.com/cyphar/paperback
Here's a cool project that makes writing down your secrets a little less risky. You can split the secret up into multiple parts that require collusion to decrypt. This is an excellent project that makes it pretty easy and straightforward.
So keep one copy at home, one copy of the neighbors, one copy at a relatives, well maybe at the bank if you have one. Then when you're significant other forgets their password, you can figure it out
For this bitwarden has a solution: the emergency contact. You can designate an emergency contact that can request access to your account at any time.
If you don't manually deny the request they can get access to your bitwarden passwords after X days (X can be configured)