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I'm turning 18 this year. My mom is a millennial
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this post was submitted on 12 Jul 2023
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Showerthoughts
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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted, clever little truths, hidden in daily life.
Here are some examples to inspire your own showerthoughts: 1
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While I agree with most of what you said, solely focusing on a high paying job is a guaranteed way to create an unhappy life.
Building financial discipline and learning how to save is one of the most critically underrated skills in creating personal wealth. You wouldn't believe the amount of high income individuals that struggle to live BELOW their means and can't build their net worth.
At some point, it's more about how much your save, than how much you make.
Agreed, a higher paying job only helps up to a point. Being able to save money is the key factor in building wealth. You can't do it without a good paying job so that's a must but it doesn't mean you need to try for a job with 150k+ salary, especially if you hate the job and end up spending a bunch of your money on things that make you happy.
After the point where you are saving over 1k a month the most important thing is learning as much as you can about financial literacy and creating a diverse portfolio of assets.