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this post was submitted on 16 Nov 2023
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It's a scheme originally developed by the Howard government aimed to help Indigenous Australians pay off larger purchases but I somehow doubt their good intentions given the type of person John Howard was and is. In theory, it could be useful for income management but it needs to come with significant protections otherwise it's just predatory.
and we all know how much Howard cared about indigenous australians. Whether noble intent or not, the net effect is punitive and demeaning