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this post was submitted on 25 Nov 2023
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Not necessarily. Usually your bank will have ATMs you can use fee-free. And often partner bank ATMs as well.
Out of network ATMs can charge fees, which you will prompted to accept before withdrawing, but that's not from your bank. That's the company running the ATM. Generally $3-5
I guess some shitty banks could charge fees on top of that....
Mine charges no fees and actually reimburses ATM fees (a certain amount per month)
Chase absolutely charges you for using a non-network ATM. I have a friend that has Chase for their bank and will not withdraw from a non-chase ATM even if the ATM has no fees because Chase will just charge him after the fact.
Makes me wonder why he still bothers keeping Chase.
Same here. I have a bank that charged their own fee in addition to whatever the ATm owner charges, so any withdrawal ends up being $8-10.
I agree with you, but discussions with someone who preferred a bank ended with them having the opinion that their bank got them better interest rates on loans, waived fees for things like wire transfers, and perks of some nature.
I was unconvinced.
Still weird