1650
It's official: Smartphones will need to have replaceable batteries by 2027
(www.androidauthority.com)
This is a most excellent place for technology news and articles.
Wherever possible buy outright, it is always cheaper. If needed, get a 0% interest credit card and use that to buy it outright. Do not fall into their trap of paying hundreds more for convenience and interest, all while never actually owning the device.