This is the #1 reason I won't be able to get an EV any time soon. We live in a townhouse, and while the HOA gracefully 'allows' us to install chargers (because its illegal for them not to allow it), the way the rules are set up it's practically impossible to actually install one.

For example, here's our bylaws regarding EV chargers:

1. All Charging stations require approval – The application should discuss where the charging station will be mounted, the type of post used to mount it, and, in the townhouses, the path that the charging station wiring will use to get to the common ground. The townhouse owner is also advised that the installation of a charging station on HOA common ground requires a legal agreement between the HOA and the homeowner regarding maintenance and liability of the charging station.
2. Chargers of 120V (Level 1) or 240V (Level 2) are allowed. It should be noted that while it is possible to use a 240V extension and there are some 240V extensions sold as charging cables, at this time, the use of such extensions is illegal in Maryland and will not be approved in an application. All 240V outlet plugs must be directly wired to the electrical panels of the house.
3. Under no conditions is it acceptable for a charging line to be stretched across a community sidewalk. For a temporary installation of less than 6 months duration, residents may apply to have permission to place a tube under the sidewalk in order to run a 110V extension while their permanent charging station is installed.
4. All permanent electrical lines must be buried in conduit according to code and go under any sidewalks, ramps, or gutters. No 240V electrical wires are permitted to be installed under community sidewalks.
5. A charging station must be placed inside a single parking space. It cannot straddle the dividing line nor can it be centered in the parking spot as that would interfere with the numbering of the parking space.
6. For single family homes a charging station can be mounted directly to the house or garage or mounted on a post that allows easier access to the parking spaces. If post mounted, it should be mounted in the half of the driveway that is closest to the house.

There are a number of things in there that are contradictory. You can install a L2 charger, but if you're in a townhouse, you're not allowed to wire it up using 240V. You also can't place it on your house, because the cord wouldn't be able to reach and that's not allowed anyway, because it'd cross a sidewalk. Neat.