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Cause it isn't
(lemmy.ml)
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this post was submitted on 29 Nov 2023
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Or the insurance company fucks up giving you the wrong plan and do a switcheroo last minute. Right before the short enrollment period, your boss is looking into why they are paying more for employee insurance than expected and find out more than half of the staff is on the wrong plan. Then the insurance company tries to recoup the cost from providers putting the employees on the hook for the difference even though it wasn't their mistake to begin with.
The problem here is that the employer somehow likes this specific insurance company(coughkaiser) and they seem to like punishing people going out of their network.
America needs to face the mess that is employer provided insurance.