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this post was submitted on 30 Nov 2023
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Nope. 2 cars and 3 drivers here with one of them 18 years old. Highest cost car insurance market in the nation. But without that third driver our household income wouldn't hit the $150k.
Electric, Water, Internet. That's mostly electricity. Electric bill is higher since I'm working from home, and everything in the house is electric (no gas bill) we don't eat out much, cook a lot. Very high in the summer. Big windows, high ceilings, old house. Water includes garbage and is usually $100 or so. Internet about $75 FIOS so I can work from home mostly (2 cars not 3 that way).
The $200 is a legacy t mobile plan covering 8 people so if needed I could get the grown kids to cover half of it, that one is high but not per line, we just pay it because if we cut them off it would still cost us $200 for 4 lines.
House is older and cars are too. Tenting for termites has to happen every 10 years and costs 10k, we've had to fix plumbing, electric, replace an old porch, need blinds to help with the electrical cost, and the cars won't last forever - I honestly think the $600 may be underestimating the cost of maintenance, not overestimating.
And of course every month something happens. Vet bills, or some medical cost, or car repair eats the 600 AND the plumbing springs a leak, or I have to work weekends and we buy restaurant food - no month is just bills.
It's easy to go cheap for awhile, I have done that plenty. We have dry beans, rice, a garden. But things fall apart. I am putting here the cost of maintenance because if we don't accrue this $600ish, it will end up costing even more. It's a real cost.
Oh, and I know this isn't poor, lol. In my 20s lived with 3 families in one house and dumpster dived to make ends meet. Then raised 4 kids with a guy who, halfway through, decided he couldn't work. 6 people living on what I could make, we are paying that deficit now too. Even so, this is is an awesome life, I am not complaining at all. Just saying that the bills do take most of the netpay if the real cost of housing and transportation is included.
I'm driving a 26 year old car and don't even spend $600 on maintenance in a year. $600/month ($7200/year) sounds crazy high. That's like replacing an engine or transmission every year.
Correct, it's mostly house. For a year, cars are about $400 in oil changes plus $300 in regular maintenance (brakes, etc.) and usually one repair or tires purchase of high cost, $600-1200. Its staying way below the cost of a new one.
The house is the real money eater.
Ah, I didn't realize you were lumping home and vehicle maintenance together. My water heater recently died after 19 years of solid use and that was more than a $2k project. I'm dreading the day the furnace goes out. Homes aren't cheap.