73
Artificial Intelligence Is Making The Housing Crisis Worse
(www.levernews.com)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 16 Jul 2023
73 points (95.1% liked)
Technology
34984 readers
235 users here now
This is the official technology community of Lemmy.ml for all news related to creation and use of technology, and to facilitate civil, meaningful discussion around it.
Ask in DM before posting product reviews or ads. All such posts otherwise are subject to removal.
Rules:
1: All Lemmy rules apply
2: Do not post low effort posts
3: NEVER post naziped*gore stuff
4: Always post article URLs or their archived version URLs as sources, NOT screenshots. Help the blind users.
5: personal rants of Big Tech CEOs like Elon Musk are unwelcome (does not include posts about their companies affecting wide range of people)
6: no advertisement posts unless verified as legitimate and non-exploitative/non-consumerist
7: crypto related posts, unless essential, are disallowed
founded 5 years ago
MODERATORS
Holdup "application fee"? Fuck this late stage Capitalism shit really
Oh it's vile.
Lots of people list a property, take loads of applications, each with a nonrefundable application fee (often $100+), then close the listing and pretend it was leased out. They wait a bit and repeat the play. They can rake in thousands of dollars for literally making a posting on a website, and repeat this often. And it's often desperate people victimized too: not only are these people renting so they're already in a vulnerable situation, the people willing to pay high application fees typically are desperate to get a lease.
I've also seen places that make you pay an application fee, and as part of the screening process they run a credit check; if they aren't satisfied with your credit score, they'll deny you and of course keep the application fee. What's more nefarious about this though is that they don't give you a score cutoff; you don't know if your score meets their criteria until after you've paid a nonrefundable fee.
To be entirely fair the score isn't the only determining factor. My credit is around 690 with perfect payment history except for one delinquent student loan account from 6.5 years ago and I still get rejected for things that "should" only require a score of > 640.
Not surprising unfortunately. There's no accountability or transparency; they can deny any application they want for any reason, and don't have to tell you why. As long as they don't come out and say it's due to being a member of a protected class (which they can act on indirectly, just can't say it out loud), they can get away with any reasoning.
I have to argue with people about that. You are 100% correct you can be denied jobs, homes etc even protected classes. It happens a lot in these right to work states were they don't have to tell you why you don't get the job or why you were fired.
I have been a victim to that twice myself with no recourse.