It's not even really that. Paris Hilton? As replaceable as the next individual human. Almost totally without any production or material value, yet loaded with worth. There are dozens of people like her. Or on a smaller scale, many mid-upper level managers are completely interchangeable and produce little to nothing, but are valued far more than someone working in a packing plant.

Worth and value have no correlation in our society. People who have money have it because they have money, not because they work harder or do more important things. Some people do have money and also work hard or do important things, sure, but it isn't correlated.