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Banks need it /s
(lemy.lol)
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this post was submitted on 25 Jan 2024
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Obv the banks can fuck off, but I do seriously worry that we'll see a response from banks regarding this, and it will probably be an increase in banks requiring your account to hold a minimum balance. They're both pretty bad, so I'm not sure which is worse, but larger minimum balance requirements could push some people out of reach of a local bank account.
Being real a lot of people are skipping banks and just loading up visa gift cards and using those to buy stuff.
Most jobs require a bank account for direct deposit these days. Even pay cards are falling out of fashion. I spent a year working at a restaurant with a "i hate all taxes" libertarian owner and he still required all employees to set up a direct deposit. It keeps the books clean enough that any IRS audits wont come back demanding more money.
They're skipping banks by using a ratshit solution that charges them between a flat $5 or 3% every month in fees...
Okay.