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What are some things you can/should cheap out on?
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Smartphones. Most people don't need to buy the latest and greatest iPhone every year.
Yes and no. For apple you can use their phones for quite a long time securely. For Android that is a very different story. As far as I know only Google with their new pixel phones and Samsung have offered more than 2 years of updates. After that time your phone becomes a security risk. So make sure your devices receives updates or can be used with a custom ROM (though that can be insecure as well).
What a load of crap. My phone is 5 years old and the only security risk is me blindly installing questionable APKs off the Internet or clicking pop-up ads or something. It's not like I'm walking around with a time bomb or anything when all I do is browse a few apps and text and call.
Also the new pixel 8 supposedly is supposed to come with 7 years of updates. It's entirely possible Google abandons that plan though, given their track record.
yeah, are y'all just rawdogging the Internet? i like Blokada (the free one) + Hypatia for my adblocker/antivirus combo, and it works just fine. i practice good Internet "hygiene" and have never had a problem. idk how all that works with Apple stuff, though.
Your phone is rawdogging all it's connections. It can receive SMS and Phone calls without your intervention. There have been several zero-click bugs in the past that allowed injecting malicious code into your phone without any interaction.